Help for Memphis bicyclists hit by cars while riding

How many times have you been running or biking along the streets of Memphis when someone driving their car barely misses you? It may have been because they were talking or texting on the phone, or even worse, they may have simply not wanted to give you the proper right-of-way or passing space. If you’re lucky you came away with just a close call. And in a worst case scenario someone you know and love may have lost their life due to the carelessness of someone else.

If you’re the unlucky person whose been hit by a car you may think that there is nothing you can do, and that you’ll be stuck paying for the medical bills and property damage out of your own pocket. But did you know that you might not need to do this on your own dime?

Even if the driver who hit you doesn’t stop or doesn’t have insurance you still may be able to receive help paying your bills and restoring the property that was damaged. How can you get this? By looking to see if your own car insurance coverage can help.

Most people don’t have a clue that their own car insurance coverage can help them even when they are hurt nowhere near their car. But if you have uninsured motorist coverage (UIM) on for your vehicle then you most likely will be able to recover and be compensated for your injuries, pain and suffering and property damage.

If you’re someone who is active and always moving you need to call your insurance provider today to see if you have UIM coverage. If you don’t then add it right away. The cost is very minimal and it can mean all the difference in the world if you’ve been hit by someone while enjoying the great outdoors. With UIM coverage in place, injury attorneys like me will actually be able to help you get back on your feet and back outside.

Jami Ferrell is an avid fitness enthusiast who can be found running the streets of Germantown and hanging with his family outside throughout the year. He is also an injury and accident lawyer who focuses on helping victims of serious and life-changing accidents, and is the author of the book “7 Deadly Mistakes That Can KILL Your Memphis Accident Case.” Jami can be reached at 901-754-1340 or by email at James@LawFerrell.com